Union Plus Rewards Card

HOW TO APPLY Pay your bill online and manage your account. Apply online now or call 1-800-204-4514. Credit Crisis? Good credit requires a history of timely payments, stability, and financial responsibility. Haunted by your credit past? Union Plus Secured Card can help. More credit education tips. Want tips on raising your credit score to help improve your chances of qualifying for lower interest rates? Click here.

• Get 2,000 bonus points after your first purchase, putting you more than halfway to a $25 Gift Card
• Earn 1 Point for every $1 purchase
• Earn 2 Points for every $1 purchase made at gas stations, grocery stores, and drug stores

It's easy to keep track of your earned rewards. You can track your totals online and in monthly statements.

Redeem Your Points for Gift Cards, Travel, & Cash

Here are just a few of the many things you can redeem your points for:

3,000 Points = $25 Gift Card
6,000 Points = $50 off car rental or hotel
10,000 Points = $100 off car rental or hotel
10,000 Points = $100 Gift Card
25,000 Points = Domestic round-trip ticket

Some participating retailers:

• Best Buy
• Lowes
• American Airlines
• Macy's
• Red Lobster
• Sears and More!

The Union Plus Rewards Credit Card also comes with Triple Plus® Features that no other card can equal.

Triple Plus Value®

• No annual fee and no liability for unauthorized use
• 1.99% introductory APR on new purchases*
• No balance transfer fees and APR stays fixed until the balance is paid in full*
• Scholarship program
• Money-saving discounts

• Special safety net for disabled workers and others facing financial hardship - including the Lifeline Trust and Disaster Relief Fund
• 100% protection against fraud
• Strike-payment protection
• Skip-payment options
• Extended warranty
• More information on unique union benefits for laid off workers or workers on strike

• All customer service calls answered by representatives in the United States.
• Member Advocates - fellow union members - help members with issues such as charge disputes. To contact Union Plus Member Advocates about concerns, please complete the Union Plus feedback form.
• Merchant dispute assistance

	Union Plus	Chase	American Express	CITI
No Annual Fee
100% Fraud Protection
Double Points for Gas & Groceries
Points Never Expire
Strike Protection
All Calls Answered U.S.
Union Review Committee at Union Privilege

As of 5/12/06; Data gathered from other issuer Web sites

Intro APR	Intro APR Period	Regular APR	Annual Fee	Balance Transfers	Credit Needed
1.99%*	6 months*	13.24%*	None*	Yes*	Above Average Credit*

*With the Union Plus MasterCard, cardholders are not charged punitive rates for late payments. Promotional rates may rise to the member APR rate should payments be late or missing during the promotional period.